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Your Phoenix Mortgage Broker

Homebuyers, homeowners, realtor partners and investors get a clear plan — mortgage and tax together through Mi Casa Tax Advisors. Bilingual EN/ES. Phoenix and Glendale first.

All loans subject to approval. Equal Housing Opportunity.

Meet Giancarlo

A Clear Plan From Day One Here Is How I Help, in Three Steps

This is how I work with every client.

  • Clarity — Straight answers, including whether you should file taxes before you buy.
  • Speed — Fast preapprovals and proactive communication.
  • Strategy — Conventional, FHA, VA, or Non-QM chosen against your return and your hold period — not a rate quote.

As branch manager at AFM Lending, powered by PMR, I lead a five-person team serving Phoenix, Glendale and the greater Valley. Hablamos Español.

Giancarlo Anduray

Branch Manager · NMLS #1537433

Local Matters in Phoenix and Surrounding Areas

Insurance, HOA rules, property types, and neighborhoods can change the numbers fast. You need a local pro who explains what matters here.

When you book a call or text, you’re working directly with your loan officer.

FHA Isn't "Basic." It's Strategic.

FHA is one tool among many. The right structure depends on your goals, your tax picture, and how long you plan to hold the home. Start with mortgage and tax planning if you have not filed or you are self-employed.

Home Purchase

Ready to buy your dream home? Giancarlo secures competitive rates, flexible terms, and a smooth closing process making homeownership simple and stress free for every buyer.

Refinance

Looking to lower your payments? Giancarlo finds the best refinance options to reduce your monthly costs, shorten your loan term, or unlock your home equity with ease.

Loan Programs

Not sure which loan fits? Conventional, FHA, VA, Non-QM, HELOC, reverse, DPA, construction, hard money, lease-to-own, ITIN, and foreign nationals — matched to your file, not a leftover USDA/jumbo menu.

Why Choose Giancarlo

A strategy-first mortgage team serving the Valley.

AFM Lending has funded more than $100 million and served over 250 clients — with honest advice and a personal commitment to every client  guiding you from the first call straight through to closing day.

Competitive Pricing

Giancarlo secures the most competitive mortgage rates available saving you money every month and over the full life of your loan.

Free Consultations

Giancarlo offers free, no-obligation consultations to every client so you can explore your options without any pressure or upfront cost.

Lifetime Tracking

Giancarlo monitors your loan long after closing keeping you informed about refinancing opportunities and market changes that could benefit your financial future.

24/7 Premium Support

Giancarlo is always available to answer your questions providing dedicated, around the clock support throughout every stage of your mortgage journey.

Real People. Real Results.