About Giancarlo Anduray
I am Giancarlo Anduray, NMLS 1537433 — a bilingual mortgage loan originator serving Phoenix, Glendale, and the West Valley from 4733 W Thomas Rd Ste 5.
The marketing brand is AFM Lending, powered by PMR. Loans are originated through Premier Mortgage Resources (company NMLS #1169). The live Google listing is Giancarlo Anduray – NMLS 1537433. That is the name that should match your search results — not a rebrand.
Most loan officers stop at the note. Through Mi Casa Tax Advisors I look at the same numbers a lender underwrites and the numbers on your return. That is how we decide whether buying, waiting, or using Non-QM actually builds net worth.
Mortgage + tax, together
If you have not filed — or you are self-employed and your return does not look like a W-2 file — start at the Mi Casa hub and the FAQ I haven’t filed my taxes. Can I still buy a house?
Who this is for
- Phoenix and Glendale buyers who want a Spanish-speaking mortgage lender without giving up strategy
- Self-employed and Non-QM borrowers (bank statement, DSCR, single-page P&L)
- Homeowners pulling equity (HELOC, DPA, Equity Access)
- Families using FHA, VA, Conventional, reverse, construction, ITIN, or foreign-national programs
Hablamos Español
I still serve many Spanish-speaking families while working with higher-income clients who want a strategy, not a rate quote.
Office and hours
Giancarlo Anduray – NMLS 1537433
AFM Lending, powered by PMR
4733 W Thomas Rd Ste 5, Phoenix, AZ 85031
623-552-4191 · gian@pmrloans.com
Mon–Fri 8:00 AM–7:00 PM · Sat 9:00 AM–1:00 PM · Sun Closed
Apply / book
What I will not claim
I will not recycle another broker’s tenure, BBB rating, or “Let’s Get It” tagline. Company volume on AFM/PMR materials is company-wide, not a personal 20-year story.
Programs
Conventional, FHA, VA, Non-QM, HELOC, reverse, DPA/Equity Access, construction, hard money, lease-to-own, ITIN, and foreign nationals — the work-order set, not a leftover jumbo/USDA/ARM menu.
Next step
Giancarlo Anduray, NMLS 1537433 · AFM Lending, powered by PMR · Premier Mortgage Resources NMLS #1169
4733 W Thomas Rd Ste 5, Phoenix, AZ 85031 · 623-552-4191 · Hablamos Español
Why Choose Giancarlo
A strategy-first mortgage team serving the Valley.
AFM Lending has funded more than $100 million and served over 250 clients — with honest advice and a personal commitment to every client guiding you from the first call straight through to closing day.
Giancarlo secures the most competitive mortgage rates available saving you money every month and over the full life of your loan.
Giancarlo offers free, no-obligation consultations to every client so you can explore your options without any pressure or upfront cost.
Giancarlo monitors your loan long after closing keeping you informed about refinancing opportunities and market changes that could benefit your financial future.
Giancarlo is always available to answer your questions providing dedicated, around the clock support throughout every stage of your mortgage journey.